FINANCIAL LITERACY AND FINTECH ADOPTION AMONG UNIMAS STUDENTS
DOI:
https://doi.org/10.33736/uraf.11618.2025Keywords:
Financial Literacy, Fintech, University StudentsAbstract
This study investigates the relationship between financial literacy and fintech adoption among students at Universiti Malaysia Sarawak (UNIMAS). This study uses a structured questionnaire for 152 respondents. Both descriptive and regression analysis are used in this study. The regression results show that demographic factors are not significant influencing fintech adoption among UNIMAS students. On the other hand, financial knowledge, perceived usefulness and digital literacy are significant. The implications of this research extend beyond academia, holding significant relevance for policymakers and financial service providers.
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