Ramarau S, Ahmad Tarmizi NF. CRUNCHING PROFITS AND CODE: THE AI-ENHANCED PATH TO SME INVESTABILITY. URAF [Internet]. 2025 Dec. 10 [cited 2026 Jan. 9];9(1):270-81. Available from: https://publisher.unimas.my/ojs/index.php/URAF/article/view/11708