Nancy Gloria Miranda, Tengku Ezni Balqiah. Role of Network Externalities and Innovation Characteristics in Influencing Intentions to Use an Online Bank: Moderating Technological Anxiety. IJBS [Internet]. 2020 Dec. 7 [cited 2024 Dec. 22];21(3):1352-65. Available from: https://publisher.unimas.my/ojs/index.php/IJBS/article/view/3354