Roza Hazli Zakaria, Nor Ismawati Mohd Jaafar, Nur Annizah Ishak. Household Debt Decision: Poverty or Psychology?. IJBS [Internet]. 2017 Dec. 31 [cited 2024 Jul. 3];18(3):515-32. Available from: https://publisher.unimas.my/ojs/index.php/IJBS/article/view/3143