Her-Loke Koh, Sakiru Adebola Solarin, Yee-Yen Yuen, Suganthi Ramasamy and Guan-Gan Goh (2021) “The Impact of Microfinance Services on Socio-Economic Welfare of Urban Vulnerable Households in Malaysia”, International Journal of Business and Society, 22(2), pp. 696-712. doi: 10.33736/ijbs.3752.2021.