Trang M. T. Phung, Loan N. T. Pham and Lam D. Nguyen (2026) “FINANCIAL LITERACY, INVESTMENT HORIZONS AND SPECULATIVE STOCK CHOICES: A STUDY IN THE VIETNAM STOCK MARKET”, International Journal of Business and Society, 27(2), pp. 774–795. doi: 10.33736/ijbs.14463.2026.