NG, H. C.; HABIBULLAH, M. S. .; SAPAR, R. . INNOVATING PAYMENTS SUSTAINABLY: A JOURNEY THROUGH RISKS, REWARDS, AND REGULATORY READINESS. International Journal of Business and Society, [S. l.], v. 26, n. 2, p. 590–612, 2025. DOI: 10.33736/ijbs.7963.2025. Disponível em: https://publisher.unimas.my/ojs/index.php/IJBS/article/view/7963. Acesso em: 6 sep. 2025.