NIMAS MELENIA MUTIARA AKBARY; IRWAN TRINUGROHO; TASTAFTIYAN RISFANDY; PUTRA PAMUNGKAS. DIGITAL TRANSFORMATION AND EFFICIENCY: EVIDENCE FROM INDONESIAN BANKS. International Journal of Business and Society, [S. l.], v. 26, n. 1, p. 135–150, 2025. DOI: 10.33736/ijbs.9555.2025. Disponível em: https://publisher.unimas.my/ojs/index.php/IJBS/article/view/9555. Acesso em: 3 may. 2025.